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Which Policy is Right for Me?
While everyone can benefit from life insurance, you may want to consider one type over another at different points in your life. At KSKJ Life, we’ve offered peace of mind to members and helped protect their families since 1894. We know that everyone’s situation is different, so we’ve designed flexible, reliable products that can help support all your needs through every stage of life. Regardless of which plan best fits your needs, having life insurance is an important asset to protect you and your family for the long term. Have questions or need help determining which policy is best for you? Connect with us today!
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Term Life Insurance
Our term life policies are a great fit for individuals looking to protect their families over a specific period of time.
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Whole Life Insurance
Our whole life products are the perfect choice for individuals who need coverage for their entire life and want to offer protection for their loved ones in the future.
Browse our Life Insurance Policies
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Continuous Pay Whole Life
Whole Life
This continuous pay policy extends the premiums over the duration of the insured’s life. It offers the lowest premiums of our whole life products.
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10-Pay Whole Life
Whole Life
A great fit for someone who wants complete coverage that can be paid in full within 10 years.
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20-Pay Whole Life
Whole Life
A great fit for someone who wants complete coverage that can be paid in full within 20 years.
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Single Premium Whole Life
Whole Life
Guarantees coverage after a one-time payment. Issue age 20-90 with a minimum face amount of $10,000.
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Term Life
Term Life
10, 20 or 30-year terms available. Premiums to fit your budget.
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Junior Term
Term Life
Ideal for children and students. Covers the insured until age 30.
Introducing the MyLife Series
Looking to customize a plan to fit within your budget? Our 10-Pay, 20-Pay and Continuous Pay Whole Life products offer two plan solutions:
MyLIFE Plus: Includes dividends*
MyLIFE Secure: Lower premiums (no anticipated dividends).
* Dividends are not guaranteed
Learn More